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Award-Winning Broker Reflects on Choosing Purple Circle

With over 35 years in financial services — and the past decade as a broker — John Tindall, Principal of Accumulus Home Loans, has seen the best and worst of the industry. He’s built a strong, independent business and a reputation for quality. So why would someone at his level choose to join Purple Circle?

We sat down with John to find out. His perspective offers clear insight for experienced brokers who are already succeeding — but looking for something more.

1. Earn Equity While You Grow

“As a broker, you’re used to enjoying the commercial success of your business. But from time to time, aggregators are merged or sold — and brokers get sold with them. You don’t benefit from that. With Purple Circle, you earn shares. You’re not just growing your business; you’re building ownership.” 

John saw this as a major difference. Instead of being on the outside looking in during business sales, Purple Circle brokers participate in the value they help create. 

2. A Platform Where Your Voice Is Heard 

“In the franchise model, only the biggest or loudest voices get heard. If you’re a smaller broker, it’s easy to get overlooked. Purple Circle is different — they listen. They value experience and quality.” 

Purple Circle’s selective approach means the voices of experienced brokers aren’t lost in the noise. 

3. A Culture of Contribution

“They’re not looking for warm bodies. They’re looking for a high calibre of brokers with a growth mindset. People who are happy to help others and lift the standard.” 

This focus on mindset, professionalism and peer support was something John hadn’t found in other models. 

4. A Real Professional Community

“Mortgage broking can be quite isolating. Some of us have small teams, but we’re still largely on our own. Purple Circle brings back that sense of community — a team of professionals who understand your challenges and want to support you.”  

John found that sense of shared experience especially valuable after coming from a more structured banking background. 

5. The Freedom to Do It Your Way 

“In a franchise, you’re constrained by the shopfront. You’re boxed in when you try something different. It can become patronising. Purple Circle is relaxed. You run your business, your way.” 

That blend of freedom and respect was what ultimately made Purple Circle the right choice for John. 

A Smart Decision 

John Tindall joined Purple Circle not to fix a struggling business — but to take an already successful one even further. 

From having a voice, to being part of a professional, collaborative network where he can give back, it’s been the right decision for John. “My family is now in its second generation of Purple Circle brokers – my son has joined the Circle as he saw what they did for me!” shares John. 

To start enjoying the benefits of being in Purple Circle, get in touch with our team. 

Small and Medium Enterprises (SME) Guarantee Scheme


The Scheme will enhance lenders’ willingness and ability to provide credit and will be available for new loans made by participating lenders until 30 September 2020.

The Government will provide eligible lenders with a guarantee of 50% per cent of new loans. Some generic terms are:

  • Businesses with a turnover of up to $50 million.

  • Maximum total size of loans of $250,000 per borrower.

  • Loans will be up to three years, with an initial six month repayment holiday.

  • Unsecured finance, meaning that borrowers will not have to provide an asset as security for the loan.

Reduced Interest Rates


Consider your current banking arrangements. The Reserve Bank has recently reduce the cash rate and lenders have passed this on to various loans they have.

Instant Asset Write Off


An increase in the instant asset write-off threshold from $30,000 to $150,000 30 June 2020.

Deferment of Loan Repayments for up to 6 Months


The banks are developing their own approach as to how to deal with requests from their clients for repayment holidays. Some are automatically granting the request, others are assessing the requests individually.