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Welcome to

Allium.

Your finance dream made simple, with a competitive, tailored loan from a lender that works for you.

FINANCE (8)
FINANCE (10)
FINANCE (9)

Why choose Allium?

Superior Product Offering

Comprehensive offering for every purpose – Purchase, Refinance, Equity Release and Construction

Fast Turnaround Times

Fast turnaround times supported by a proprietary loan processing platform

Diverse & Resilient Funding

Our loans are fully funded by multiple sources of institutional capital including top tier international banks.

Better Service Proposition

Our experienced, multilingual team are available when you need them to help you navigate your home loan journey.

Application Assessed on Merits

We assess each application on its own merits – not a ‘tick-box’ approach

Environmental, Social & Governance

Good governance, social responsibility and sustainability are key pillars of our culture.

Need help?

Contact our Customer Care team


[email protected]

Small and Medium Enterprises (SME) Guarantee Scheme

The Scheme will enhance lenders’ willingness and ability to provide credit and will be available for new loans made by participating lenders until 30 September 2020.

The Government will provide eligible lenders with a guarantee of 50% per cent of new loans. Some generic terms are:

  • Businesses with a turnover of up to $50 million.

  • Maximum total size of loans of $250,000 per borrower.

  • Loans will be up to three years, with an initial six month repayment holiday.

  • Unsecured finance, meaning that borrowers will not have to provide an asset as security for the loan.

Reduced Interest Rates

Consider your current banking arrangements. The Reserve Bank has recently reduce the cash rate and lenders have passed this on to various loans they have.

Instant Asset Write Off

An increase in the instant asset write-off threshold from $30,000 to $150,000 30 June 2020.

Deferment of Loan Repayments for up to 6 Months

The banks are developing their own approach as to how to deal with requests from their clients for repayment holidays. Some are automatically granting the request, others are assessing the requests individually.