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It’s time to belong to something good!

"You belong here" conveys a sense of community and opportunity at Purple Circle Financial Services for aspiring brokers.

Looking for an aggregator that’s different? At Purple Circle Financial Services, we keep things simple and offer more than your typical aggregator, we give you the chance to own a piece of the company while growing your broking career.

What makes us stand out?

  • Earn Shares: Grow your business and earn shares in PCFS. As we grow, so do your shares. It’s an asset you build just by doing what you do best!

  • Training & Development: Stay ahead with year-round education on industry trends, lender updates, business strategies, and more.

  • Real Support from Brokers: We’re brokers too! Get hands-on, practical support from a team that understands your day-to-day challenges.

  • Flexibility: Choose a fee structure that suits you – flat fee, percentage split, or a hybrid option. Your business, your way.

  • Top-Notch Lender Range: Access a wide lender panel to meet all your clients’ needs, from Residential to Commercial and beyond.

  • Advanced but Simple Tech: Streamline your processes with our easy-to-use software that handles everything from CRM to compliance.

  • Extras That Add Value: Diversify with our Partner Program, offering services like Risk Insurance . More revenue, less effort.

  • Your Voice Matters: As a shareholder, you get a say in the direction of PCFS. We’re here to build what you need!

It’s time to belong to something good.

Want to know more about how we’re reshaping the industry? Check out what our members have to say about joining Purple Circle here. You’ll hear firsthand how brokers are thriving in our collaborative, ownership-driven culture.

Small and Medium Enterprises (SME) Guarantee Scheme

The Scheme will enhance lenders’ willingness and ability to provide credit and will be available for new loans made by participating lenders until 30 September 2020.

The Government will provide eligible lenders with a guarantee of 50% per cent of new loans. Some generic terms are:

  • Businesses with a turnover of up to $50 million.

  • Maximum total size of loans of $250,000 per borrower.

  • Loans will be up to three years, with an initial six month repayment holiday.

  • Unsecured finance, meaning that borrowers will not have to provide an asset as security for the loan.

Reduced Interest Rates

Consider your current banking arrangements. The Reserve Bank has recently reduce the cash rate and lenders have passed this on to various loans they have.

Instant Asset Write Off

An increase in the instant asset write-off threshold from $30,000 to $150,000 30 June 2020.

Deferment of Loan Repayments for up to 6 Months

The banks are developing their own approach as to how to deal with requests from their clients for repayment holidays. Some are automatically granting the request, others are assessing the requests individually.