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General Information

Your Full Name:(Required)
Important notice: We do not store or collect any personal details captured on this page. All of the information will be populated into an email and sent to the nominated Broker. It will not be stored on the server.

Post-Settlement Expenses

Please provide all of your expenses below. Kindly make sure you select the correct expense interval for each item.
All totals are displayed in Annual value.

$ 0

(Council Rates, Water Rates, Insurance, Maintenance, Strata fees, etc.)

$ 0

(Council Rates, Strata Fees, Maintenance, etc.)

$ 0

(If a rental expense is continuing post-settlement)

$ 0

(Food, Alcohol, Cigarettes, etc.)

$ 0

(Retail Clothing & Footwear Purchases, etc)

$ 0

(Grooming, Haircare & Cuts, Beauty therapies, Cosmetics, etc.)

$ 0

(Chemist, Medical, Dental, Gym Memberships, Sports, etc.)

$ 0

$ 0

$ 0

$ 0

(Bus, tram, train, taxi, tolls, etc.)

$ 0

$ 0

$ 0

(Income Protection)

$ 0

$ 0

$ 0

$ 0

(Including Landline, Mobile, Internet, etc.)

$ 0

(Fees, Books, Stationary, etc.)

$ 0

(Child Maintenance, Childcare, Nannies, Vets, etc.)

$ 0

(Eating Out, Holidays, Hobbies, etc.)

$ 0

(Newspapers, Magazines, Pay Tv, Web Tv etc.)

$ 0

(Donations, or - Sum of all items not captured in the above)

0

Additional Information

... making sure you are a Human.

Small and Medium Enterprises (SME) Guarantee Scheme

The Scheme will enhance lenders’ willingness and ability to provide credit and will be available for new loans made by participating lenders until 30 September 2020.

The Government will provide eligible lenders with a guarantee of 50% per cent of new loans. Some generic terms are:

  • Businesses with a turnover of up to $50 million.

  • Maximum total size of loans of $250,000 per borrower.

  • Loans will be up to three years, with an initial six month repayment holiday.

  • Unsecured finance, meaning that borrowers will not have to provide an asset as security for the loan.

Reduced Interest Rates

Consider your current banking arrangements. The Reserve Bank has recently reduce the cash rate and lenders have passed this on to various loans they have.

Instant Asset Write Off

An increase in the instant asset write-off threshold from $30,000 to $150,000 30 June 2020.

Deferment of Loan Repayments for up to 6 Months

The banks are developing their own approach as to how to deal with requests from their clients for repayment holidays. Some are automatically granting the request, others are assessing the requests individually.